Investment Manager · Marina, Dubai
Most buyers check the view. I check the paperwork first.
I'm Ishaan Garg. I help first-time investors buy in Dubai, off-plan or ready, with the full cost, the real numbers, and the permits checked before any money moves. Anyone about to hand over their savings deserves a straight answer, not a sales pitch.
No pressure, no pitch.
Area explorer
Seven areas I research for clients
Price per square foot, rental yield, and price growth at a glance. Tap an area for the full picture.
Projects by budget
What your budget buys
Starting prices from my research. Prices move, so treat them as a guide and ask me for the current one.
Calculator
What it really costs, and what it earns
The price on the brochure isn't what you pay. Put in your numbers and see the full cost and the yield after charges. Every fee can be changed.
Total you pay upfront
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Gross yield
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Net yield
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Net income a year
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Gross yield is rent over price. Net yield is rent minus service charges, over everything you paid upfront. Cash purchase; mortgage costs aren't included. This is a guide, not advice. Returns are never guaranteed.
Check a real deal with meFAQ
Questions first-time investors ask me
From the Playbook
Is Dubai property safe, or is it a bubble?
Dubai is not in a bubble right now. The Playbook walks through why, with the numbers.
Off-plan or ready: which is better?
Neither one is better. They solve different problems. Off-plan spreads the payments and costs less upfront; ready gives you rent from day one. Which one fits depends on your budget and your timeline.
What does it cost in total?
Buying off-plan, direct from a developer, budget an extra 4 to 5 percent on top of the price. Buying resale through an agent, budget 6 to 7 percent instead. The calculator above breaks it down fee by fee.
How do I tell a real project from a scam?
Every legitimate listing and every licensed broker in Dubai carries a number you can check in under a minute, for free. Look up the project in DLD's Dubai REST app (Project Status Enquiry) and check the listing's Trakheesi permit before you pay anything.
Can I buy from abroad?
Yes. You can buy, finance, and even qualify for residency through Dubai property without visiting once. For the Golden Visa, the property needs to be worth AED 2 million or more. A mortgaged property may also qualify, subject to the AED 2 million requirement and the bank's documents.
Which area should I buy in?
Start with two numbers. Price per square foot tells you if you're paying a fair rate. Transaction volume tells you how easily you'll sell later. The area explorer above has the first for seven areas.
The full answers are in the Playbook. DM "GUIDE" and I'll send it.
Other questions buyers ask
Can a foreigner own property in Dubai outright?
Yes. In the areas designated for foreign ownership, you buy freehold: the property is yours, with no time limit. You don't need to live in the UAE. Outside those areas, foreigners can usually only hold a leasehold.
Can I get a mortgage as a non-resident?
Yes, several UAE banks lend to non-residents. Expect to put down more than a resident would, often around half the price, and terms change from bank to bank. Ask the bank for its current terms before you sign anything with a developer.
Is my money safe if I buy off-plan?
Dubai law (Law No. 8 of 2007) requires off-plan payments to go into an escrow account for the project, and the money is released to the developer as construction moves forward. Pay only into the escrow account named in your contract, never to a personal or company account.
What is Oqood?
Oqood is the interim registration of an off-plan purchase with the Dubai Land Department. It records that the unit is yours while the building goes up. At handover, it's replaced by your title deed.
Do I pay tax on the rent?
The UAE has no personal income tax, and individuals who rent out property in their own name generally pay no UAE tax on that rent. Your home country may tax it, though. If you're an Indian resident, check with your CA.
Can I sell before handover?
Often, yes. Most developers allow it once you've paid a set share of the price, commonly 30 to 50 percent, and they issue a NOC (no-objection certificate). Your sale contract (the SPA) has the exact rule, so read that clause before you buy.
Check it yourself
Don't take my word for it. These are the official Dubai Land Department pages. RERA, the regulator, is part of DLD.
- Project Status Enquiry: look up a project before you pay.
- Real Estate Data: DLD's open data on transactions, rents, projects, brokers, and developers.